我们将建议管理层注销您的未偿余额，而不是向您自己征收RM20,990.

我们将建议管理层注销您的未偿余额，而不是向您自己征收RM20,990.75。

Results (English) 1:

We will advise the management to write off your outstanding balance instead of imposing RM20,990.75 on yourself.

Results (English) 2:

Instead of levying RM20,990.75 on yourself, we will advise management to write off your outstanding balance.

Results (English) 3:

We will advise management to write off your outstanding balance instead of charging you rm20990.75.